Can i Drive My Car for a Mot without a Valid insurance Policy
The answer is no please read this Article
When you don’t need vehicle insurance
This advice and Law applies to England Only See advice forNorthern Ireland See advice for Scotland See advice for Wales
The law says that you must normally have at least third party motor insurance if you drive or own a vehicle. You must also have insurance if you leave it parked on the street, on your driveway or in your garage.
The police can check on the spot if your vehicle is insured using the Motor Insurance Database. If it isn’t they can seize it immediately, even if you then arrange insurance at the roadside. You’ll have to produce a certificate of insurance and pay charges to get your vehicle back. If you don’t, the police can dispose of your car 14 days later. If they sell it, you can claim money back from the sale.
However, there are situations when it’s legal for your vehicle to be uninsured. This page tells you about situations where you don’t need to have motor insurance.
You don’t need motor insurance if
- you have a valid Statutory Off Road Notification (SORN)
- your vehicle has been kept off a public road since before 1 February 1998
- your vehicle has been scrapped, stolen or exported and you have given notice of this
- your vehicle is between dealers or is being held in stock by an authorised dealer or a Automotive Trader
If your vehicle appears not to be insured you will get a letter from the Motor Insurers’ Bureau warning you to insure your vehicle or to check your insurance company has entered the correct details onto their database.
If you are insured you should contact your insurer at once
If you don’t insure your vehicle you will get a Fixed Penalty Notice and if you still don’t insure it, it could be seized clamped or destroyed or you could be Even taken to court.
Other useful information
- Motor Insurers’ Bureau database www.askmid.com.
- More about what happens if you don’t insure your vehicle at: www.stayinsured.askmid.com.
Help us improve our website
Take 3 minutes to tell us if you found what you needed on our website. Your feedback will help us give millions of people the information they need.please leave your comments below in the comments section
